Regulatory Disclosure & Business Profile for dhanammoolam.com
1. Business Identity & Operational Background
dhanammoolam.com is the digital publication platform operated by Dhanammoolam Investments, a financial services firm established in 2021. With over 6 years of combined industry experience, we provide financial distribution, execution, and portfolio servicing across mutual funds and insurance.
2. Regulatory Registrations & Intermediary Credentials
In compliance with Indian regulatory bodies, our official registration credentials are as follows:
Entity / Trade Name: Dhanammoolam Investments (Operating since 2021)
AMFI Registration Number (ARN): ARN-155702 (Category: Mutual Fund Distributor)
IRDAI License / URN: Category: Insurance Intermediary – Life, Health & General
3. Nature of Services (Distribution vs. Advisory)
In accordance with SEBI (Investment Advisers) Regulations, 2013, please note:
Dhanammoolam Investments operates strictly as an AMFI-registered Mutual Fund Distributor (MFD) and an IRDAI-certified Insurance Agent.
We facilitate transactions, scheme selection support, portfolio tracking, and execution services. We are not a SEBI-Registered Investment Advisor (RIA) and do not provide fee-based investment advice or independent portfolio management services.
4. Statutory Commission Disclosure
As mandated by SEBI and AMFI guidelines, we disclose that Dhanammoolam Investments receives distribution commission/trail remuneration directly from Asset Management Companies (AMCs) for mutual fund schemes distributed through our ARN. We also receive commission from insurance companies for policies sourced through our IRDAI license. These commissions are paid out of the product manufacturer’s standard expense ratios and incur no separate direct fee to the client.
5. Statutory Risk & Product Disclosures
Mutual Funds: Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns.
Insurance: Insurance is the subject matter of solicitation. Terms, conditions, coverages, and exclusions are defined by the respective insurance underwriting companies.
